Financing

If approved for financing through Affirm, you can choose from our 0% APR Financing over 6 months or stretch your payment up to 36 month with APR rates between 0% APR or 10-36% APR for purchases above $2,000, either way that perfect gaming system you have always wanted is much closer than you think.

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What information does Affirm require?

 

Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your identity

 

How do I pay my bills?

 

You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.

 

Does Affirm perform a credit check?

 

Yes, when you first create an Affirm account, Affirm perform a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

 

Why was I prompted to pay a down payment with a debit card?

 

Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away

 

Why was I prompted for a checking account?

 

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application

 

 

 

 

 

Reach out to Affirm customer service at affirm.com/help

 

*Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders . Options depend on your purchase amount.

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Affirm customers must: Be a resident of the U.S. (including U.S. territories) Be at least 18 years old (19 if you’re a ward of the state in Nebraska) Have a Social Security number Own a phone number that receives SMS and is registered to the United States or U.S. territories.